Car Insurance in Waycross, GA
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Let Denton & Tanner Insurance Agency, Inc. help you find the car insurance policy that fits your needs in Georgia today!
You can rest assured that we offer an entire slew of discounts. You won’t find insurance plans this low, no matter what your driving record is.
We offer low insurance costs and/or discounts for the following situations:
- At-Risk Drivers
- Newly Licensed Drivers
- Experienced Drivers with up to 20 points
- DUI History
- Multiple Autos
As a local, independent insurance agency, Denton & Tanner Insurance Agency in Georgia can help you find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motor homes, boats, Jet Skis, and ATVs.
How Much Auto Insurance Do You Need?
We’re based in Georgia, so our team understands the auto insurance needs of our customers.
In Georgia, to legally operate a motor vehicle, you must have:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $10,000 property damage per accident
While this is the MINIMUM, it does not cover the costs of repairing your vehicle should you be at fault in an accident. To truly protect your vehicle, you should seriously consider adding additional coverage.
We write insurance in Georgia and would be happy to help you ensure you have the right coverage for your vehicle.
Financing a Car?
To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually includes an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote today!